Wreckers

Yeah, and that's a home theater model - they're not particularly designed for high lumen ratings

Microwaves don't cook from the inside out, Maz, contrary to popular belief.

Sometimes. It depends on what they're trying to say and to whom, really.

Btw, no argument that rash branch closure is a bad idea. There are plenty of issues to have a go at banks, but being solvent and making modest returns ain't the right track

That's why I said assets and not capitalisation

I was very deliberate in using that term because assets reflect the total investment of the company that is underlying the return.

OMG that evil Westpac has LOWER profits!

http://www.abc.net.au/news/stories/2009 ... 732600.htm

Vexo - "unemployment" and "cost". Maz - I told you I'm not interested in discussing conspiracy theories - it's pointless. Feel free to continue sensible discussion if you like, though. In simple terms being bigger, as with any organisation, has various pros and cons. It's no mystery - banks are in i...

When costs go up they are typically passed on to customers if the market can bear it. In this case the cost to customers decreased. You wanted it to decrease more but the rates are lower and still remain lower. Why must banks reduce their profit here just because other banks have issues? Maintaining...

Our banks are profitable because of the regulatory control via APRA and the RBA which ensure better lending standards and practices and appropriate levels of capital adequacy. Would you prefer our banks going bust? How would that help the economy? The last time we had a bank go bust was State Bank o...

To add some numbers - the big 4 have assets of around $2,300 billion ($2.3 trillion using US/financial trillions as opposed to UK/scientific trillions). That means $15.8 billion in profits is just, in round numbers, a return of 0.7% p.a.

* RAMS is now owned by Westpac. This was happening before the GFC. * Wizard is now owned by Aussie. This was happening before the GFC. * Aussie is now 33% owned by CBA. This is new, but not surprising, CBA underwrote much of the Aussie portfolio anyway (the Non Bank lenders all had to get their mon...

Yes.

Awesome

menace

Feet, hands and head? Go to the bazaar and pick up chest, arms and legs, mate ;p ;p

Glad to hear it's going well

time

I'll be there (otherwise Leidana won't get there

Insane

Well, you posted 42 minutes after it was due, but even 30 minutes at that time is enough to complete stuff things up for us.

1 hour patch.

4/11/2009 At 4:00 AM PDT on 4/11/09, all EverQuest servers will be brought down for an emergency update. Estimated downtime is about 1 hour. There are no update notes for this downtime. *** This is 9pm Sydney time, which gives us less than 90 minutes of raiding window before the patch and with Easte...

It's not a Sony product so, no, you can't keep it for free.

Emergency Patch - 19-Mar-09 - Raid CANCELLED

Except in Australia, that would be considered a mildly poisonous creature